• Noxy@pawb.social
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        3 days ago

        I don’t understand the core concept of “have or add money in the app”?

        Do you mean like adding money to some sort of pre-paid card in Apple Pay or Google Wallet? 'Cuz I can’t use either of those (GrapheneOS), and even if I could I’m pretty happy just using physical credit cards or cash anyways. Or are you talking about something else?

        • Tar_Alcaran@sh.itjust.works
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          3 days ago

          All these apps are basically a third party “digital wallet”, like PayPal. The market exists because US bank suck at quickly transferring money to eachother, and occasionally you want to give a friend money without having cash or waiting 3 business days.

          • Noxy@pawb.social
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            3 days ago

            got it. yeah, I hate relying on paypal or venmo for this shit, but here we are