It makes total sense, actually. You just have to look at it from the view point of a corporation - which often helps to make sense of our bullshit.
Our banking system is so antiquated because we have a plethora of third party payment processors whose entire business model is providing those modern features - for a small fee. Part of their profits get redirected to bribing lobbying Congress members to make sure things stay the same.
It makes total sense, actually. You just have to look at it from the view point of a corporation - which often helps to make sense of our bullshit.
Our banking system is so antiquated because we have a plethora of third party payment processors whose entire business model is providing those modern features - for a small fee. Part of their profits get redirected to
bribinglobbying Congress members to make sure things stay the same.See also our fucked up tax filing situation.