• Echolynx@lemmy.zip
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    2 days ago

    Bank transfer wouldn’t be instant. A lot of banks incorporate Zelle, so that’s kind of the bank’s third-party etransfer. Unless your bank is not one of the ones who has it, or you prefer to use CashApp because that’s what your friends all use, etc.

    • Auth@lemmy.world
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      2 days ago

      cash app is only “instant” because its an internal transfer. Internal transfers within banks are generally instant and interbank is still pretty quick these days. I think its hourly.