• Alphane Moon@lemmy.world
    link
    fedilink
    English
    arrow-up
    2
    ·
    edit-2
    1 day ago

    You don’t need crypto as an alternative to MasterCard/Visa. There are multiple national payment systems that de facto work on a public benefit basis or offer no fees or very low fees.

    One major example is India’s UPI:

    https://en.m.wikipedia.org/wiki/Unified_Payments_Interface

    Even in a medium sized developing country like Ukraine, I can send anyone money (P2P, business payment, business transaction) with minimal or no fees on a near instantaneous basis off my phone.

    I am not on top of recent payment infrastructure developments, but from memory this is relatively common.

    No need for scam services like PayPal, Venmo.

    And this has been avaible for half a decade minimum (was living in another country before then).

    • DSN9@lemmy.ml
      link
      fedilink
      English
      arrow-up
      0
      arrow-down
      1
      ·
      13 hours ago

      Sure sure, is it a sound, decentralized bottom up monetary network built by the people for the people on cryptography rails on an uncensorable network?