In Sweden, all the major banks joined together and created BankId. It is now pretty much a monopoly on id verification. Even some government agencies use it, which is problematic for multiple reasons.

Debate by former PM: https://www.svd.se/a/y6VqmE/utredare-infor-statligt-bank-id

Edit: typos

Well all the major brands are below that…

Yep but also 200 buck phones.

The only way to log into my bank on the website is to use the phone two factor authentication app, which only works with Google Play Services… 💩

I’m considering getting a dedicated login device which can sit on my desk all day doing nothing else.

Impressive to work that long on something and not change the code at all. The mom('s team) was either very competent at writing configurable code or very good at pretending to work.