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Joined 4 months ago
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Cake day: May 4th, 2026

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  • My experience has generally been that any song recommendations by the algorithm are completely wrong. Even when I build the playlist with a certain vibe and then request suggestions from the algorithm, it will go into left field and pick the most awful choices to fill out the list.

    You would think that, with all this data they are keen to collect, they would have some level of understanding of vibes. Not direct understanding, obviously, but I would have thought them capable of cross-referencing various listening profiles to suggest better music.

    It’s legit one of the things I could see AI actually being good at and used ethically for. I guess the fact that it’s not used for better taste profiling is a small mercy, considering the technology would be used for more nefarious stuff elsewhere if it was any good.

    A prime example: the song “The Hoodin’ of Miss Fannie Deberry” by Kenny Rogers is decidedly different from the rest of his catalog. No matter how hard I try to get Spotify to find songs with similar vibes, I can’t escape Kenny Rogers and general country tunes. It’s maddening.

    Any given song radio will trap you in a decade of music/genre, and pay no attention to the vibe of a song.

    It has gotten slightly better recently with making custom playlists for me, but once my hyper-focus changes, I’m sure it will be out of sync with me again. Frontier Psychiatrist Radio slaps, but I’m still trapped in the '90s-'00s.





  • Not entirely a scam in theory. Though we are currently in a period of unprecedented corruption that is so complicated and complete that it might as well be. Even 5 years ago, I would have attributed certain actions to protect the market as an attempt to protect everyone. The systems in place are such that if a stock company fails, it creates far-reaching market upsets across industries worldwide. Essentially, if something fails, it takes everyone down with them.

    The fix would be the state taking control of those industries to allow them to stabilize. Unfortunately, most state actors are also tied economically to those systems. That is, they’re corrupt as fuck and don’t care about people, but their own money and status.

    So retirement funds and entitlements weren’t entirely a scam, but they are mostly so now. I doubt I will see a dime of mine if I don’t use it soon for school, expating, or buying a house. I certainly won’t see it when I retire.


  • I have some basic understanding of finance (and I mean basic), so take this as an observation rather than investment advice. If your retirement plan allows you to change your asset allocation, and you have a high-conviction thesis that a significant market event is about to occur, it may be worth temporarily rotating from a growth-oriented allocation into a more conservative allocation to reduce downside exposure.

    Under normal circumstances, attempting to time the market is a bad idea, and financial advisors or plan managers will usually push you away from doing so. However, there are rare situations where it’s clear as crystal what’s happening. In those cases, reducing equity exposure and increasing allocations to lower-volatility assets for a short period may be a reasonable risk-management decision.

    Using the recent SpaceX-related market activity as an example, I find it difficult to believe that any fund with a genuinely conservative mandate would have maintained meaningful exposure to assets directly affected by that event. A conservative portfolio, by definition, should prioritize capital preservation over aggressive growth and generally avoid concentrated exposure to higher-risk investments.

    You generally can’t tell them, “I don’t want this stock,” when dealing with index funds, but you can get yourself out of the fund entirely while it’s poisoned. Unfortunately, my company was changing providers right when the SpaceX shit was happening, and I couldn’t make the change myself.

    I haven’t been keeping up with the bond market but last I heard it was it’s own shit show so I’m not really sure anything is ‘safe’ these days.