• Auth@lemmy.world
    link
    fedilink
    English
    arrow-up
    5
    arrow-down
    1
    ·
    2 days ago

    Just use a bank? Why all these regulation dodging strange alternatives. Most banks even do email/mobile/tap transfers these days.

    • Echolynx@lemmy.zip
      link
      fedilink
      English
      arrow-up
      2
      ·
      2 days ago

      Bank transfer wouldn’t be instant. A lot of banks incorporate Zelle, so that’s kind of the bank’s third-party etransfer. Unless your bank is not one of the ones who has it, or you prefer to use CashApp because that’s what your friends all use, etc.

      • Auth@lemmy.world
        link
        fedilink
        English
        arrow-up
        1
        arrow-down
        1
        ·
        2 days ago

        cash app is only “instant” because its an internal transfer. Internal transfers within banks are generally instant and interbank is still pretty quick these days. I think its hourly.