They do, but of course it depends on your company offering it.
The combination of “high deductible health plan” (cover everything after $x,000) and a “health savings account” (set aside pretax money, accumulate and invest) really seem like a solid improvement over everything else. If your company offers it. If you can afford to keep at least the full annual deduction in an HSA
That being said I’ve never been able to take advantage so I could easily be wrong. I currently pay for “old fashioned insurance” which really is the way your parents remember it,covers everything, low deductible and copay no out of network nonsense, but oh so expensive. Y’all with crappy insurance can at least applaud not paying premiums I’m stuck with
They do, but of course it depends on your company offering it.
The combination of “high deductible health plan” (cover everything after $x,000) and a “health savings account” (set aside pretax money, accumulate and invest) really seem like a solid improvement over everything else. If your company offers it. If you can afford to keep at least the full annual deduction in an HSA
That being said I’ve never been able to take advantage so I could easily be wrong. I currently pay for “old fashioned insurance” which really is the way your parents remember it,covers everything, low deductible and copay no out of network nonsense, but oh so expensive. Y’all with crappy insurance can at least applaud not paying premiums I’m stuck with