• krisevol@lemmus.org
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    2 days ago

    It’s actually the opposite.

    My xray was $1000 with insurance, but my co pay was $100.

    I asked how much the cash price is without insurance and the xray was $100.

    Medical procedures are 90% off of you pay cash.

    • jack_of_sandwich@lemmy.sdf.org
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      1 day ago

      Usually I see things like the doctor billed the insurance $1000. The insurance paid $300 and said I had to pay $100. The remaining $600 goes unpaid, and the doctor never expected to get it

      • krisevol@lemmus.org
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        20 hours ago

        I see this also. My insurance in 36k a year for a family of 4. I would be better off paying cash than paying for insurance. Currently going to the doctor for the 4 doctor visits cost me 9k per visit plus $5 co pay. Cash would cost me $50-75 per visit.

    • NannerBanner@literature.cafe
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      1 day ago

      It’s sometimes the opposite. The insurance companies actually have a lot of input on the price the doctor/hospital is allowed to charge, and I’ve seen it purposefully pushed up or down depending on what tricks the insurance company is trying to use for its balance sheets.