Simple trick to claim the mineral rights of your own backyard. You just need to flip own yard and house upside down! Then the minerals are not under your yard but above it! Checkmate lawyers.
Of course, you’ll also need to sign a writ of mineralis claimies with your signature written in a patriotic crossword. Then include a stamp of George Washington where you have drew him a sensible toupee. Make sure to use red ink or the blood of goblin to draw the toupee, goblin preferred.
Agreed. I bought a $300k house with half that guys down-payment. I kicked myself because I easily could have bought sooner and got much more house for my money.
They’re reputable local credit unions, not predatory lenders, and 30k is more than a 5% down payment, even after closing costs.
I suppose the unknown here is income, as in my current position making 100kUSD/yr, I’d have absolutely no problem making payments on a 20 year or even a 15 year loan, even if I do end up with a house near the top of my budget, which I’d rather stay well under of course. That said, A $150k house seems like it’d be no problem for that commenter based on their savings making up a >20% down payment.
Just install an industrial military complex in your backyard, then use it to extract lithium or oil from all the sources.
Its a tried and tested method.
Why is it never in MY yard???
You own the mineral rights of your backyard?
Simple trick to claim the mineral rights of your own backyard. You just need to flip own yard and house upside down! Then the minerals are not under your yard but above it! Checkmate lawyers.
Of course, you’ll also need to sign a writ of mineralis claimies with your signature written in a patriotic crossword. Then include a stamp of George Washington where you have drew him a sensible toupee. Make sure to use red ink or the blood of goblin to draw the toupee, goblin preferred.
I’d like to say yes, but I’m not going to check. Too much effort to look through all my documents.
Have you tried planting greener grass?
I would if I could buy a house. 40k in the bank. Good credit. 7 years at my current job. Still can’t get a 155k house.
The 75k townhouse won’t sell, and won’t tell me why. Been trying to buy a house for 5 years. Now I’m being told I need to wait another year.
So this past month I’ve just given up. Nothing matters.
Where in the US is there a 155k house??
Crackton, Detroit.
Uhhh what? You should easily be able to get a house with that much down. There’s something you’re not telling us.
Agreed. I bought a $300k house with half that guys down-payment. I kicked myself because I easily could have bought sooner and got much more house for my money.
And have way more debt as well
As someone who has 30k in the bank and qualified for multiple 350k loans with the lenders implying I’d be good for more, this mames no sense.
Don’t trust those lenders. They want you in more debt than you should take on because it makes them more money
They’re reputable local credit unions, not predatory lenders, and 30k is more than a 5% down payment, even after closing costs.
I suppose the unknown here is income, as in my current position making 100kUSD/yr, I’d have absolutely no problem making payments on a 20 year or even a 15 year loan, even if I do end up with a house near the top of my budget, which I’d rather stay well under of course. That said, A $150k house seems like it’d be no problem for that commenter based on their savings making up a >20% down payment.
If it makes you feel better, I’m 100k in the hole on the one I bought in 2021, and can’t even afford to sell it.
You’re saying you don’t qualify for a mortgage?
Just install an industrial military complex in your backyard, then use it to extract lithium or oil from all the sources. Its a tried and tested method.