Source: https://mstdn.isometry.group/@Cahatstrophe2/117323121764942610
transcript
@Cahatstrophe2@isometry.group: you’ve heard of two factor authentication. you’re heard of three factor authentication. now get ready for just never being able to fucking log in at all

Yeah I don’t like those things. If your password is two or three words, with a special character and 3 numbers anywhere before between or after, it would take millions of years to brute force, and then you’re still covered with auth codes 2 factor. Theres no point in having a password so complex that you yourself can’t remember it.
The only exception is when a common password is found in a data breach, but you should have unique passwords for work and financial accounts and theres no guarantee that the password managers won’t be hacked at some point.