• NateNate60@lemmy.world
    link
    fedilink
    arrow-up
    1
    ·
    9 days ago

    Why would anyone ever feel compelled to tip these people? I understand people who fall victim to predatory loans, but if you keep tipping the payday lender and that is what causes you to enter a debt spiral, that sounds like a self-inflicted wound. Being broke because you tip the payday loan company is crazy.

    • TheTechnician27@lemmy.world
      link
      fedilink
      English
      arrow-up
      1
      ·
      edit-2
      9 days ago

      My jaw hit the fucking floor when I read the part about the tips.

      I begrudgingly tip 15% for decent/good service at restaurants, since it’s a shitty, exploitative system that should be abolished in favor of servers making normal wages, but I don’t want to take that out on a nice person just doing their job (ironically part of the emotional exploitation that keeps it alive). (The 20% “standard” nowadays is obvious bullshit fed artificially by things like automatic tip suggestions. My order more than kept pace with inflation, so get the fuck out of here with that “18%, 20%, 25%” horseshit.) Subpar or bad service gets no tip, because duh; at that point, I’d actively prefer if I didn’t have a middleman and could just do it myself. But exceptional service gets 20–25%. (Edit: Always cash too to avoid as much as possible putting it into a slush fund for their shitty fucking boss who won’t pay them a living wage.)

      I always tip my barber $5 because it’s a small business, he outright does a fantastic job, he’s not afraid to push back on ideas of mine and suggest something I consider better (but not in a rude way), and he absolutely respects that I just sit there quietly most of the time. He’s definitely going above what I expect him to do.

      And I’ve tipped at least a few retail employees who really went out of their way to help me when I don’t think it would be too awkward.

      I’m trying and struggling to think of a less justifiable business to tip than a fucking payday loan app. Tipping culture is so fucking out-of-control; I sincerely hope someone starts regulating it somehow.