- cross-posted to:
- canada@lemmy.ca
- cross-posted to:
- canada@lemmy.ca
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I’m all for a European system like this, but the only downside I currently see is that using Wero wouldn’t provide any protection in the same way that a credit card does, unless I missed that on the Wero website.
Give me the consumer protection of a credit card and I’ll sign up to Wero or whoever!
what protection credit card provide?
I’m glad to see Visa suffer, but I’m pretty concerned that Wero requires a proprietary phone app. There is no way to shop using Wero without this proprietary software.
It doesn’t require an app. When you pay, you select your bank and it will redirect you to a page that the bank provides. My bank provides a QR-code I can scan with their banking app, but it also offers a log in form to pay.
So I guess it is based on what your bank is willing to provide.
This is based on my experience with ‘iDeal’ the predecessor of wero.
Is Wero OpenSource ? Between me & you, I really hope GNU-Taler gets mass adoption they are on version 1.3 I think
Yeah, i was thinking the same thing. Changing one evil for another.
Finally someone is doing something about this. I worked in finans and people wouldn’t believe the amount of money that goes to America because we use EMV and whatever the payment transaction system was called.
Is there any way to use wero without handing out my mobile phone number to everyone? I’d prefer handing over IBAN or some alias over phone number.
Wero is basically just SEPA real time transactions under the hood, so you can just use your bank app to transfer via IBAN.
How to make this competitive vs. current, American owned networks?
Put a microtax in every financial transaction going out of the EU.
As said in the article, in Western Europe you can already use Wero to bypass those and it is spreading in Europe. In France, for the past 40 years, the “CB” network has been available for every basic bank payment card, which is also Independent from the Americans. https://en.wikipedia.org/wiki/CB_Bank_Card_Group I think the new initiative will spread, unify and simplify things.
Just as long as I don’t have to carry a bunch of CCs because I don’t know what store takes what. Then they will all have different policies, security issues, fraud protection will vary, etc.
Hello, friends in civilized lands, especially those of you who work at financial institutions…
Some of us in the states are excited to watch you do some damage to the entrenched middlemen that have been skimming from all of us for so long. Please do consider letting us sign up for the new stuff. Our money is still worth something, for now!
I agree 100% but also this is like when you watch your brother punch your dad to make him stop hitting your mom, and you know you’re going to get the shit kicked out of both of you later for it.
…unless one of your grabs the crowbar and goes for broke…
Hey blue states…
This is like that son that was sexualy abused by his dad for years, then killed and ate him.
Seconded.
i would gladly make the switch if for no other reason than just playing a tiny part in screwing over Visa and MasterCard.
Why? Cause fuck em! That’s why!
Have you guys heard about the player’s club card?
I’ve got the Players With Yourself Club card
We’re all born bald, baby
Who loves ya, baby?
What is GNU Taler?
Man I wish I lived in the EU
Right? The ecconomic benefits, the lack of financial catastrophy from suffering a paper cut, living wages, acessible mass transit, and the political stability. It must be like waking up every day in a dream.
Unfortunately the combined forces of US and Russian propaganda machines try very hard to ruin it for us, and they see some success in depleting EU membership support in polls and various political unrests
“Politic stability”
Hahaha…Good joke…
To be fair, it isnt as bad in the USA but you can’t really say it is really stable. The far right and conservatives are getting stronger and the left/right trench is getting bigger
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We may don’t get multi 6-figure jobs, but we also don’t have to pay 5-figures to visit a healthcare place and fear for our lives by being at will employed. And the CoL is probably also way lower in comparison.
I’d rather continue living here than in USA
More money ≠ more purchasing power
It’s true for software engineering because the salaries in NA are insane due to the insane profits those companies are making. But for the average job, life is better.
Yeah but we pay way less for housing and health.
In my country the vast majority of people can’t afford to live alone, because housing’s too expensive for a single person. It has always been so, traditionally you lived with your parents until you got married, then with your families’ help you’d get somewhere to live, if you were well off enough they’d help you start a mortgage, etc.
Nowadays families can’t set aside that kind of savings anymore, for the most part, so the help they can provide is severely reduced.
Shit was rough for Millennials, I have no idea how Gen-Z’ers manage, as it seems to be even worse now.
We generally pay less
Serious question: what is stopping you?
It’s not a simple thing. You really need some personal tie like ancestry or marriage, go to a university, or be sponsored for work.
I don’t think that’s true. Granted I am from here but just to come and start to work us citizens find it way easier than other nationals. Take it in small steps. Most countries allow you to apply for citizenship after 5 years. You just have to find work and accommodation. Some countries do require proof of ancestry like Ireland but there are many others that dont. Some even have free universities like the Nederland or Germany and they teach in English.
I may not know all the subtleties so don’t quote me on that!
Unies are usually not free for non-citizens. At least not where I live.
i am not saying all all free but you can find free if you need to:
https://www.student.com/articles/countries-american-students-study-free-europe
and even if you don’t find, the tuitions costs are lower than US and even UK now. have a look maybe you can find something that peaks your interest. the rest of the world is a lot more diverse than the US.
Fucking MAGA and Russia are fusing the European Union. Good! As an EU citizen I fully support this type of progress.
All it needed once more was for europe to be pushed to a cliff to unkeash their power
Love to see it.
Anything that diminishes Visa and MC’s power is probably a good thing.
come on canada start taking notes
At least we have e transfers and debit unlike down south. I for one will be jumping on the first non us credit card however.
As an American, I just may do the same.
You do realize why we’re scrambling to get a European credit card, right? I mean what’s going to stop us from cutting Americans off when Trump decides to invade San Marino?
Oh I hope that they name it something mildly silly. Like “Lone’y” or “broke buckz”
We have debit. And etransfer for things like PayPal or Venmo.
How does debit work for fraud? Are banks more willing to refund when theres5fraud? In the US it feels like it’s mostly on the user to bear
How about JCB?
Hope they don’t just end up recreating their own version of it
They will.
Let me be delusional in peace
But… But… Blackjack and hookers…
