• UnderpantsWeevil@lemmy.world
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        1 hour ago

        Great if you don’t mind a wallet overflowing with loose change.

        Crazy that we don’t have a public sector payment processor, though. You’d think we could have a Generic Card tied to a public bank that handles electronic payments efficiently. But it’s been over 40 years since we began consumer grade electronic transactions and its still entirely within the scope of the private sector.

            • lightnsfw@reddthat.com
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              28 minutes ago

              So then you do understand how having our transactions controlled by the government is a bad thing?

                • lightnsfw@reddthat.com
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                  15 minutes ago

                  At least the private company would act in their own interest to preserve profits. Trump will gladly blow the whole thing up regardless of consequences just to feed his ego. Like with the tariffs.

        • wabasso@lemmy.ca
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          1 hour ago

          Interac isn’t too bad right? I agree with you that sort of service should be public, but I heard (years ago) that Interac is non-profit.

          Edit: I should have just checked before posting: “Interac and Acxsys were combined into a single for-profit organization, Interac Corporation, on 1 February 2018”

          Still, talking to vendors, it sounds like the fees are quite low, and I try to pay debit when it’s a small business.

          • UnderpantsWeevil@lemmy.world
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            57 minutes ago

            Interac is non-profit.

            OpenAI started out as non-profit. Quite a few health insurance companies (Blue Cross Blue Shield, for instance) are organized as non-profits.

            shrug

            Still, talking to vendors, it sounds like the fees are quite low, and I try to pay debit when it’s a small business.

            Sure. All good when it works for you. But this isn’t some kind of wholesale replacement for Visa that doesn’t run the obvious risk of becoming Visa 2.0 (or whatever X.0 iteration of credit card companies we’re currently on).

            • wabasso@lemmy.ca
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              55 minutes ago

              One of the things I heard Musk say was that it shouldn’t be possible for a non-profit to just be converted into for-profit. Have to agree with him on that.

              • UnderpantsWeevil@lemmy.world
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                50 minutes ago

                Musk was upset that his control over the company would be ceded to a broader pool of public investors. He’s got no problem with privatization and securitization when it fattens his wallet.

    • winkerjadams@lemmy.dbzer0.com
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      2 hours ago

      In america they have a partnership with visa and don’t take other cards unless they are debit. Mexico Costco also takes discover and other cards

      • M0oP0o@mander.xyz
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        34 minutes ago

        Discover wants a $25k retainer from me to take them as an option. Its just not realistic for smaller businesses when they have such a small footprint.