I’m in the same boat but I still find ways to do it, way too late in life, because as I said above, you need to take your years-away future as seriously as what you’re going to eat tomorrow. It’s going to get harder and harder to keep the grind going and you will absolutely need some measure of savings in the future. As long as you’re making any money at all, even a few dollars here and there will help towards a better tomorrow.