• ameancow@lemmy.world
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    2 hours ago

    Surplus of cash? Holy shit I’m not saying put your 20,000 dollar trust fund in the stock market, I’m saying put aside a 100 bucks a month if you can swing it, even if it’s hard. Christ I feel for young people if nobody ever taught you how any of this works.

    • lightnsfw@reddthat.com
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      52 minutes ago

      Yeah, you save $100 this month, then maybe the next, then your car breaks down, or you have to go to the doctor or whatever the fuck expensive thing that comes up and you’re wiped out again. Not that $1200 a year is going to do jack shit for you anyway as far as retirement goes anyway.

      • ameancow@lemmy.world
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        38 minutes ago

        I am glad you agree with me that you need to save money for potential expenses and future problems.

        • lightnsfw@reddthat.com
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          23 minutes ago

          With that amount you’re not saving enough to do anything beyond short term emergencies and a lot of people are lucky to even get that far. It doesn’t secure you any kind of future after you’re too old/sick to work anymore.

          • ameancow@lemmy.world
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            20 minutes ago

            It’s funny because I never even said “retirement” I just said to plan for your future and stop being nihilistic and thinking “I’m going to die before I’m 40 anyway.”

            A lot of people feeling really unhappy at the entire message and that’s really telling about people’s anxiety right now.