190k is a very large amount, I’m not sure if by 40k out of pocket you mean the insurance covered the rest.
Still, 40k is a lot of money and 190k is pretty much my salary for the next 10 years. I’m sure jobs are a bit better paid in the US; but I’m also quite convinced it is not that common to have that amount of money laying around.
An expense like that falling on you can definitely ruin your life.
190k is a very large amount, I’m not sure if by 40k out of pocket you mean the insurance covered the rest.
Still, 40k is a lot of money and 190k is pretty much my salary for the next 10 years. I’m sure jobs are a bit better paid in the US; but I’m also quite convinced it is not that common to have that amount of money laying around.
An expense like that falling on you can definitely ruin your life.