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Thid the comic that inspired me to do that comic about traveling in time to avoid the fascist anime reviewers lol
The sooner you can get your money into the ponzi scheme, the better!
B…But… why don’t we plan for revolution instead?
i bettr be a grl in two years-
Aww, come give momma a hug baby girl ❤️
a-,…,… ~ummm…,. - - - - - o-.,. oki,.,…, floof 🫂💖💖💖👩❤️👩👧…,…,…,…,…
.
i nevr use dis moji but,. i think its fine., once
🥺
Maria you are already a hecking cute girl already love
thad be coool <3<3<3<3
Heh, retirement, good joke
You can do it. Especially if you’re young. Time is on your side.
Crazy that retirement has come to mean “independently wealthy” vs what it used to mean - worked for a business or government long enough to have a pension.
I can’t even trust that I will have a pension when my time comes around.
Worse - i doubt that, even if i become independently wealthy, that any systems will still be viable and capable of taking care of me.
To be fair, with access to a time machine there are plenty of ways to generate a shit ton of money. Enough money to ignore how fucked up the world is and only worry which cutlery to use for caviar.
easiest is to make a deposit at Berenberg Bank, $1 then would be worth about 100 billion now, assuming the 6% rate that was common for the elizabethan age is maintained.
Just don’t tell anyone that your bank PIN is 1077
Retirement? I don’t have faith that it’ll be an option for my generation.
If you don’t start saving now, it probably won’t be.
There you go turning a larger socioeconomic issue into a personal one. The current system is designed to prevent anyone from acquiring wealth unless they’re both high class and lucky enough to not get wiped out by an injury or disaster. Unless there is major systemic change in the next couple of decades, retirement is only gonna become more exclusive. I shouldn’t need to be lucky in life to not have to work until I die.
Do not use your retirement to pay for injuries and disasters. These funds are protected by bankruptcy.
Do not work against your own best interests out of principle. The world will fuck you, especially in America. Your principles will give you little comfort when you’re too old to work.
Retirement plan can be killed by police after assassinating a fascist.
Sanity check, I should pay off high interest loans (>7% APR) before I save for retirement, right?
You need to run the numbers to see what makes sense mathematically. As others pointed out there may be other implications like tax advantages and employment matching programs. In general though you should pay off any debt higher than (realistic) expected returns first.
Weird but, probably not. This is especially true if
- there’s an employer match to consider
- the retirement vehicle type is exempted from civil and/or legal disputes
- the class of debt can be discharged via bankruptcy
- you expect inflation to continually chip away at remaining debt principal
- you expect markets to perform on average as they have historically
- your contributions can lower your tax burden now or later
Among other things
I get a certain kind of bittersweet melancholy when I realise there still are people who believe retirement will be a viable option. I remember the days in which I, too, used to have hope…
My retirement plan is to ignore my health and hope that some ailment just takes me quickly and silently in the night. Preferably sooner than later.
oh i’m planning my ailment in advance.
the number of times I’ve wished for a time machine so I could transition sooner… 😣
Part of me regrets not transitioning already, but then my kids probably wouldn’t exist if I had.
Kids are fantastic at eliminating regret for things you did decades ago. If you’d “fixed” nearly anything, they’d be different people instead.
You just gotta be a good enough parent now that you don’t create whole new regrets.
